Process It aims to determine the company’s financing needs, whether through
debt, equity, or Murabaha and to organize obtaining it under the best possible
terms while managing the use of these funds in a way that achieves the
company’s financial goals. This includes identifying appropriate sources of
financing in addition to planning how to use these funds to achieve the company’s
sustainable growth.
• Current Accounts Receivable: A form of internal financing where one of the
partners in the company provides a personal loan or a sum of money to the
company as temporary financing to cover financial needs. The amount is
recorded as a debt to the company with interest and may be conditional on
its conversion into equity shares in the future.
• Asset divestment: Selling some non-core assets to provide liquidity.
• Bank Loans: Negotiate with financing institutions to obtain financing
through long- or short-term loans at the lowest interest rate and the longest
repayment period.
• Bond Issuance: Helping a company issue bonds to raise money from
investors in exchange for specified interest.
• Issuing shares: Helping a company sell new shares to investors to raise
capital.
• Financial leasing: renting assets instead of buying them allows a company to
use assets without having to pay for them
• Mudaraba financing: It is a type of Islamic financing where one of the
Investor Parties (The owner of the money) provides head Money while the
company requesting the financing manages and uses this money in the
project specificandProfits are distributed and losses are borne between the
two parties according to a previously agreed ratio unless the loss is caused
by negligence or default of the manager.
