Providing investment options that go beyond traditional methods such as stocks
and bonds and that are in line with the investor’s specific financial goals.
• Alternative investments: like venture capital and Startup investments and
Unconventional Real Estate or infrastructure projects
• Investing in private funds: that invest in assets not listed on public markets
such as hedge funds or private equity funds
• Investing in digital assets: such as cryptocurrencies or other digital assets.
• Commodity and collectibles investing: Such as art, antiques, or rare collectibles
that can become very valuable over time.
• Investing in social or environmental projects: such as investments that support
sustainable development or projects that benefit society.
The aim of providing these opportunities is to meet the investor’s financial goals
through diverse investment options that may not be available in traditional
markets. Taking into account that these investments may have different risks and
returns compared to traditional investments.
Analyze and review a range of available investment options and then compare
these options to other alternatives to determine which one is most appropriate
and suitable for the investor’s goals.
This process includes:
• Investment Opportunity Analysis: Evaluate each investment opportunity
based on several factors such as expected returns and Risks and Cost The
time period includes the study of economic factors and Financial and
business factors that affect investment success
• Comparing alternative opportunities Identify other investment alternatives
that may be appropriate. This includes comparing each opportunity to
other opportunities available in the market including traditional and non
traditional options.
• Evaluate benefits and risks: Study how each alternative opportunity differs
in terms of potential benefits and associated risks and ensure that they
align with the investor’s financial goals and investment strategy.
• Decision making Based on analysis and comparison, determine the most
appropriate option that achieves the best balance between return and risk
and is in line with financial goals.
The purpose of this study is to ensure making informed investment decisions
that contribute to achieving financial goals in the best possible way by
choosing the most appropriate option that is compatible with the investor’s
strategies.
development and analyzing financial strategies and plans that help the investor
• Setting financial goals: Understanding what the investor wants to achieve like
early retirement buying a property or achieving certain returns
• Assessment of the current financial situation: asset, liability, income, and
expenditure analysis to identify available resources
• Design of funding models: develop financial plans including how to allocate
funds, risk management, and funding strategies
• Develop investment models: Identify appropriate types of investments (e.g.
stocks, bonds, real estate) that align with goals and acceptable risks.
• Monitor and evaluate performance: Track the actual performance of models
and adjust as needed to achieve goals more effectively.
The goal of this process is to ensure that each investment decision is aligned with
the investor’s vision and future goals. Which increases the chances of financial
success.
Portfolio management is the process of managing a group of financial
investments owned by an individual or institution with the aim of achieving
specific financial returns while minimizing the risks associated with them.
Portfolio management involves making decisions about buying and selling
securities such as stocks, bonds, Mutual Funds, and other financial instruments.
This process involves:
• Determine investment objectives: Such as generating regular income, capital
growth, or capital preservation.
• Determine investment strategy: Any selection of asset types and their
distribution in the portfolio based on objectives and acceptable risks.
• Risk management: by diversifying investments and reducing the risks
associated with a particular asset class.
• Monitoring and Evaluation: Monitor portfolio performance periodically and
evaluate it against set objectives. And take the necessary decisions to modify
the strategy if necessary.
• Reporting: Provide periodic reports showing portfolio performance and
financial movements.
These are reports issued regularly to provide a comprehensive and up-to-date
view of the performance of the investment portfolio. These reports aim to
provide investors or investment managers with accurate and detailed information
to help them make informed investment decisions.
• Portfolio Performance: Analyze the performance of different investments
against benchmarks or set targets. This performance is often provided on a
monthly basis Quarterly Or annual
• Profit and loss: Detailed statement of profits and losses realized from
investments during the reporting period In addition to evaluating the overall
profitability of the portfolio.
• Current status of the portfolio: Detailed view of all assets held in the portfolio
Including its current market value and its share of the total portfolio.
• Risk analysis: Assess the current risk level of the portfolio against pre
determined criteria as well as any potential changes in risk level.
• Modifications and strategies: Any adjustments made to the portfolio during
the period such as buying or selling certain assets and explaining the strategic
reasons behind these adjustments
• Future expectations: An estimate of how a portfolio will perform in the future
based on current economic and market conditions.
These reports are an essential tool to ensure accurate monitoring of financial
performance and help make informed decisions about potential adjustments to
the investment strategy.
Providing strategic guidance and support to investors on how to make their
financial and investment decisions.
This includes:
• Investment Opportunity Analysis: Evaluate market opportunities and provide
information on their advantages and disadvantages.
• Risk Assessment: Helping investors understand and analyze the potential risks
associated with each investment and how to manage them.
• Providing investment strategies: Proposing investment strategies that are in
line with the investor’s goals and risk tolerance.
• Financial Performance Review: Monitor and evaluate the financial
performance of investment portfolios and make recommendations to improve
returns or modify strategy.
• Advice on financial balance: Helping investors balance different assets in their
portfolio to achieve the best performance.
• Guidance on financial planning Supporting investors in comprehensive
financial planning that includes retirement savings, Taxes, and other aspects of
personal finance
The purpose is to provide comprehensive support that enables investors to
make informed decisions that enhance their chances of success and achieve
their financial goals.
Providing Shari’a-compliant financial consulting is a service through which we aim
to help individuals and companies manage their funds and investments in
conformity with the principles and provisions of the Islamic Sharia. We provide
you with guidance and advice on financial products and services that adhere to the
values of justice. Transparency and denying usury (interest) and investment in
proscribed activities to ensure that your financial objectives are achieved in line
with Islamic values.
-Transforming traditional institutions into an Islamic financial system
– Establishing Islamic windows in traditional institutions
– Product structuring and automated systems
– Study of the financial structure of products
– Zakat and Purification Calculation
– Sharia-compliant stock lists and indices
– Sharia audit outside and inside
– Adoption of Sharia-compliant product structures and automated systems
– Adoption of Sharia governance structures
